Qualifications
- Be employed for 6 months
- Have a checking account
- Provide 3 references with addresses and phone numbers
- Provide 2 most recent pay stubs
- Provide a copy of a valid driver’s license
- Authorize ACH Withdrawal for payment
Key Terms
- Payment: Minimum payment is 3% of your monthly payment.
- Interest: 42.99% APR
- Employment: Must be employed for a minimum of 6 months (Self-employment does not qualify for the program.)
- Checking Account: Must provide routing number and account number to enable Automatic Withdrawal (ACH)
- Default Interest Rate 79.99%: A default interest rate will be imposed if more than two consecutive payments have not been made.
- Line Of Credit Limits: Minimum of $500.00 to Maximum of $1500.00
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